A guarantee fee for the government guarantee is charged in connection with withdrawing the loan or the first instalment of the loan. The fee is 2.5 per cent of the amount of the government guarantee. The government shall charge the guarantee fee via the bank.
No guarantee fee is charged for ASP interest subsidy loans.
An example of the guarantee fee:
| Purchase price of the home | EUR 100,000 |
| Home ownership loan (85% of the purchase price) | EUR 85,000 |
| Amount of the government guarantee (up to 20% of the amount of the loan) | EUR 17,000 |
| Guarantee fee (2.5% x EUR 17,000) | EUR 425 |