On this page you will find a list of contact details for financing and loan services grouped by services.

Please also note our service-specific customer service time and prefer email when contacting us.

Lending

Deputy Director Sanna Pälsi, tel. +358 295 50 2210

The Lending unit can be contacted by telephone on weekdays from 10 a.m. to noon.
Fax +358 295 50 3801

Legal Affairs

Head of Legal Affairs Marika Rinnemaa, tel. +358 295 50 3371
Legal Councel Hannele Leander, tel. +358 295 50 2172
Legal Councel Emmi Lehtinen, tel. +358 295 50 2038

Applications management

Application development, main administrator duties

Applications Specialist Sari-Marja Piiroinen, tel. +358 295 50 2524
System Specialist Mirva Heiskanen, tel. +358 295 50 2025
System Specialist Pia Saaristo, tel. +358 295 50 2569

Housing loans and credit service

Credit Manager Jari Häkkinen, tfn. 0295 50 2080

Arava loans

Guarantees, mergers, loan transfers, Arava restrictions
Financial revitalisation measures and financial arrangements for Arava rental housing communities, conversion guarantees, risk management, debt settlement, collection

Customer service:
Telephone +358 295 50 3030 (weekdays from 10 a.m. to noon)
E-mail aravalainat(at)statetreasury.fi

Credit Specialist Eeva Jäske, tel. +358 295 50 2008
Credit Specialist Tuija Käckman, tel. +358 295 50 2767
Credit Specialist Elina Konttila, tel. +358 295 502 121
Finance Specialist Eero Karjalainen, tel. +358 295 50 2583
Finance Specialist Riikka Saaranen, tel. +358 295 50 3381
Finance Specialist Marjo Terävä, tel. +358 295 50 2538
Finance Specialist Elina Vanhanen (on work rotation)
Finance Specialist Mari Selviranta (on work rotation)
Finance Specialist Jonna Reilimo, tel. +358 295 50 2399

Credit Service

Payment transactions, customer service

Customer service:
Telephone tel. +358 295 50 2520 (weekdays from 10 a.m. to noon)
E-mail luottopalvelu(at)statetreasury.fi

Credit Service Manager Tuija Köninki, tel. +358 295 50 2548
Credit Secretary Päivi Linsén, tel. +358 295 50 2477
Credit Secretary Tea Niemelä, tel. +358 295 59 2032

Government guarantees and special credits

Credit Manager Mirkka Luoma, tel. +358 295 50 2515

Interest subsidies and government guarantees

ASP loans, other interest subsidy loans, state guarantees

Customer service:
Telephone tel. +358 295 50 2248 (from 10 a.m. to noon)
E-mail subsidies(at)statetreasury.fi

Credit Secretary Jenny Sobott, tel. +358 295 50 2006
Credit Secretary Katariina Leskinen, tel. +358 295 50 3043
Credit Secretary Kertu Martinson, tel. +358 295 50 2396

Legal Counsel Reetta Auno, tel. +358 295 50 3372
Legal Counsel Monika Vainio (leave of absence)
Senior Officer Anne-Mari Raja-aho (leave of absence)
Officer Jani Kuusisto, tel. +358 295 50 2254
Officer Aino-Elina Alaperä, tel. +358 295 50 2097
Officer Jenni Hakulinen, tel. +358 295 50 2213

Agricultural credits

Purchase price receivables, skolt loans, land improvement loans, forest improvement loans, basic drainage loans, redistribution loans

Customer service:
Telephone tel. +358 295 50 3010 (weekdays from 10 a.m. to noon)
E-mail maaseutuluotot(at)statetreasury.fi

Finance Inspector Maarit Toivettula, tel. +358 295 50 2523
Inspector Tanja Helminen, tel. +358 295 50 2029

Company loans

Credit Manager Soile Karttunen, tel. +358 295 50 3313
Credit Manager Maria-Elisa Eerikäinen (leave of absence)

Product development loans, loans for unincorporated state enterprises

Customer service:
Telephone tel. +358 295 50 2530 (weekdays from 10 a.m. to noon)
E-mail yritysluotot(at)statetreasury.fi

Collection Secretary Eija Kautto, tel. +358 295 50 2424
Finance Secretary Saana Inberg, tel. +358 295 50 2160
Credit Specialist Hannamari Halli, tel. +358 295 50 2016