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Patient insurance – Penalty fee

  • When you are a provider of health and medical care, you must have an insurance policy against patient injuries.

    Otherwise, you may have to pay an uninsured fee.

  • Service description

    Every provider of health and medical care must have an insurance policy against patient injuries. The patient insurance policy must be taken out with an insurance company offering patient insurance policies. If the Patient Insurance Centre notices that a provider of health and medical care has failed to take out the patient insurance policy, it proposes to the State Treasury that an uninsured fee (a penalty fee and a fee corresponding to the insurance premium) should be imposed.

  • Why do I have to pay the uninsured fee?

    If you have failed to take out a patient insurance policy, the State Treasury will order you to pay an uninsured fee on the proposal of the Patient Insurance Centre.

  • What are the stages of the process?

    1. The Patient Insurance Centre submits a proposal to the State Treasury that an uninsured fee should be imposed.
    2. The State Treasury sends a hearing letter to the party obliged to take out the insurance.
    3. The State Treasury makes a decision on imposing the uninsured fee.
    4. The Patient Insurance Centre sends the invoice after the State Treasury has made its decision. You can send your invoice enquiries to the Patient Insurance Centre.

  • How are the fees determined?

    The fee corresponding to the insurance premium is determined on the basis of the tariff approved by the Patient Insurance Centre.

    The maximum amount of the penalty fee is three times the amount of the fee corresponding to the insurance premium. When the penalty fee is determined, consideration is given to the length of the period for which the party in question was uninsured, deliberate nature and frequency of the failure and the extent of the health and medical care provided.

    The fees can be imposed for the year in progress and for the preceding five calendar years.