What are the benefits of an ASP account?

The State wants to encourage the purchase of the first home through the ASP system, meaning that the ASP system includes a number of benefits that are not granted to ordinary housing loans. ASP benefits can be obtained by saving the target amount to the ASP account and taking out an ASP loan for the purchase of a first home.

The benefits of the ASP loan include:

  • tax free interest rate of 1% and additional interest rate of 2-4% for savings
  • a lower interest rate on the ASP loan compared to similar first home loans granted by the bank
  • a government interest subsidy for ten years
  • a state guarantee free of charge.

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