The State Treasury administers certain government guarantees and securities granted for communities. These include guarantees and securities based on legislation or granted by a government decision. In addition to this, interest subsidy loans granted on a decision by the Housing Finance and Development Centre of Finland, renovation loans for housing companies and construction loans for rental properties include government collateral security. The State Treasury shall invoice the guarantee fees charged for government guarantees subject to a fee.
Upon application by the receiver of the loan, the State Treasury may grant collateral security (conversion guarantee) to loans that are used to pay back Arava loans to the government. Loans are eligible for government collateral security, if the State Treasury estimates that the loan recipient has sufficient means to pay back the guarantee loan.