You may agree with the bank on an interim financing loan, if you wish to purchase an apartment before you have met the terms of the ASP scheme. This requires, however, that you have made deposits to the ASP account during at least four calendar quarters. The terms of the interim financing are agreed with the bank, and ASP loan terms are not applied to this form of financing. Interim financing cannot come from parents or family members. Instead, it must be a loan granted by the bank. Neither can own funds be utilised at this time. If you purchase an apartment before you have made at least four deposits, the ASP agreement is terminated. This means that you will no longer be eligible for the ASP benefits.