You may agree with the bank on interim financing, if you wish to purchase a home before you have met the terms of the ASP agreement. Interim financing can be granted if you have made a deposit to an ASP account for at least four annual quarters. If you purchase an apartment before you have made at least four deposits, the ASP agreement is terminated. This means that you will no longer be eligible for the ASP benefits.
The terms of the interim financing are agreed with the bank, and ASP loan terms are not applied to this form of financing. However, a future ASP loan will also be agreed upon when concluding a contract on interim financing. Interim financing cannot come from parents or family members. Instead, it must be a loan granted by the bank. Your own funds on the ASP account cannot be utilised at this time either.