Examples of saving in three-month periods after 1st of June 2026:
1. The home saver makes a deposit of 150 euros to their ASP account on 1st of July 2026
A deposit of at least 150 euros is considered as a quarterly deposit, so the deposit made on 1st of July corresponds to three monthly deposits.
Therefore, the monthly deposits for August and September 2026 are considered covered as well. If the home saver makes additional deposits of 50 euros on 1st of August and 75 euros on 1st of September 2026, these deposits do not count as new monthly deposits. This is because the deposit made on 1st of July 2026 has already covered the monthly deposits for August and September. The deposits made on the 1st of August and September only increase the monthly deposit amount in euros ja accrue interest.
2. The home saver makes a deposit of 4,500 euros to their ASP account on 1st of July 2026
A deposit of at least 150 euros is considered as a quarterly deposit, so the deposit made on 1st of July corresponds to three monthly deposits.
If the home saver makes an additional deposit of 100 euros to their ASP-account on 1st of August 2026, this deposit is not considered as a monthly deposit, and it also doesn’t accrue interest, as the maximum monthly deposit is 1,500 euros. The deposit made on 1st of July has covered the maximum amount of deposits for three months. The deposit made on 1st of August is considered other funds.
3. The home saver makes a deposit of 50 euros to their ASP account on 1st of July 2026
A deposit of less than 150 euros is considered as a monthly deposit, so the deposit made on 1st of July corresponds to one monthly deposit.
If the home saver makes an additional deposit of 200 euros to their ASP-account on 1st of August 2026, this deposit is considered as a quarterly deposit. As a monthly deposit has already been made in July 2026, the deposit made in August 2026 can’t cover the monthly deposit for July 2026 again. Therefore, the deposit made on 1st of August 2026 is considered as a quarterly deposit, but it only covers the monthly deposits for August and September 2026.