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My agency is posting me to work abroad. Does the travel protection coverage apply to me?
Yes, the travel protection applies to employees who are sent abroad from Finland. If the length of the so-called official journey is over 3 months, the employee is also entitled to health care at the destination country.
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Will the insurance cover any dental care costs during my trip?
Dental care costs are only reimbursed in connection with accidents. An accident always involves some surprising, external factor. If e.g. you break your tooth due to the presence of a pit in your food, it is an accident and the dental care is covered. However, if your tooth hurts due to an acute dental condition, this is not reimbursed under the travel protection scheme. On official trips that last for longer than 3 months, the scheme covers any dental care that is necessary for the treatment of other illnesses.
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My glasses fell into the river while we were on a prearranged canoe trip. Can I claim compensation for them?
Glasses and other personal aids are only reimbursed in connection with an accident. You should find out whether your home insurance will reimburse you for your glasses.
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I am leaving for unpaid EDUFI training at the Finnish Embassy in Brussels. Will my travel protection coverage be in effect?
If you are interning at a Finnish State authority, you are covered by the State’s travel protection scheme.
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I am working as a posted employee. Will the travel protection coverage be in effect during my holiday trip?
Your travel protection coverage is valid even on separate trips to foreign countries that are outside the destination country, even if these are not official journeys. Your summer holiday trip to Finland is also covered by the scheme. While you are in Finland we primarily recommend that you visit a public health care facility if you require medical care.
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Not all members of the delegation are government agency employees. Does the travel protection coverage apply to them?
The travel protection covers all persons travelling on an official government assignment even if the persons in question were not in a service relationship with the State.
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Are Members of Parliament covered by the travel protection scheme?
No.
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We are expecting a child during our foreign assignment. Does the travel protection cover monitoring during pregnancy and childbirth?
All reasonable expenses related to pregnancy monitoring and childbirth are covered by the travel protection scheme. Contact Falck emergency travel service to arrange pregnancy monitoring and the place of childbirth or notify the State Treasury of the costs arising from the pregnancy in our e-service.
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I am on a three-week work trip in Mexico. Is my travel protection valid during the weekend outside my working hours?
The coverage is valid for the duration of your work trip, even during any leisure time that occurs during your official journey (including weekends). If your official journey ends on a Friday but you are going to stay in the destination country for the weekend, the coverage is no longer valid, even if your employer pays for your return trip. This means that the coverage is valid only for the duration of your assignment.
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How are high security risk areas, where the compensation for permanent disability and death during travel is greater than usual, defined?
High security risk areas are areas that the Ministry for Foreign Affairs has designated as not recommended for travel or stay in its travel notices (you can find travel notices here). The Antarctic and the northern polar ice cap have been designated as high security risk areas as well.
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If I rent a car while I am on my official journey abroad, will the travel protection scheme reimburse my costs if I crash my car?
Any personal injuries caused to a person who is covered by the scheme are reimbursed in accordance with the travel protection scheme. The scheme does not reimburse any damage caused by the use of a motor vehicle or motor-driven equipment in traffic, the use of a craft or motor boat or personal watercraft. Take out a separate insurance policy for the duration of your car rental. Damage caused to others with a motor vehicle or to the car are not reimbursed under the travel protection scheme.
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How can I claim compensation for travel injuries and damages from the State Treasury?
You can apply for compensation through our e-services. You can also call our service number +358 295 50 3700 on weekdays between 9.00 am and 3.30 pm. Compensation must be applied for within 6 months after the accident has occurred.
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How should I notify the State Treasury of a person that needs travel insurance coverage to obtain a visa?
A government agency can ask the State Treasury to extend the travel protection to persons who need insurance coverage to obtain a visa. The details of the persons taking part in the trip must be submitted to the State Treasury in advance. The details of the persons must be entered on the form specified for this purpose. You can enter the details of several persons in the fields one after the other.
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If the destination country has an increased risk of terrorist threats, will the travel protection scheme cover my evacuation?
The State's travel protection scheme only includes evacuations for health-related reasons. If you need to be evacuated due to a terrorist threat or natural phenomenon, your employer is responsible for the expenses that this may cause. Falck can act as your partner in such cases as well, if necessary.
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My traineeship in a foreign country will start on the first day of the month. I will travel to the destination before that date. Will my travel protection coverage be in effect?
The travel protection coverage takes effect no earlier than three days before the start of the traineeship and it will end no later than three days after the end of the traineeship. If you decide to stay on holiday at the site after the traineeship, make sure that you have adequate travel insurance coverage.
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I am a posted employee and my assignment in a foreign country will start first day of the month. I will travel to the destination before that date. Will my travel protection coverage be in effect?
The travel protection coverage takes effect no earlier than three days before the start of the assignment and it will end no later than three days after the end of the assignment.
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A public official from our agency is leaving to serve as a national expert in the European Commission. We are granting the official paid leave of absence. Does the travel protection apply to the person in question?
A public official from our agency is leaving to serve as a national expert in the European Commission. We are granting the official paid leave of absence. Does the travel protection apply to the person in question?
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Will I be compensated if I contract a disease caused by the coronavirus?