On this page you will find a list of contact details for financing and loan services grouped by services.
Please also note our service-specific customer service time and prefer email when contacting us.
Lending
Deputy Director Sanna Pälsi, tel. +358 295 50 2210
Secretary Birgitta Reinikainen, tel. +358 295 50 2395
The Lending unit can be contacted by telephone on weekdays from 10 a.m. to noon.
Fax +358 295 50 3801
Legal Affairs
Head of Legal Affairs Marika Rinnemaa, tel. +358 295 50 3371
Legal Councel Hannele Leander, tel. +358 295 50 2172
Legal Councel Emmi Lehtinen, tel. +358 295 50 2038
Applications management
Application development, main administrator duties
Applications Specialist Sari-Marja Piiroinen, tel. +358 295 50 2524
System Specialist Mirva Heiskanen, tel. +358 295 50 2025
System Specialist Pia Saaristo, tel. +358 295 50 2569
Housing loans and credit service
Credit Manager Jari Häkkinen, tfn. 0295 50 2080
Arava loans
Guarantees, mergers, loan transfers, Arava restrictions
Financial revitalisation measures and financial arrangements for Arava rental housing communities, conversion guarantees, risk management, debt settlement, collection
Customer service:
Telephone +358 295 50 3030 (weekdays from 10 a.m. to noon)
E-mail aravalainat(at)statetreasury.fi
Credit Specialist Eeva Jäske, tel. +358 295 50 2008
Credit Specialist Tuija Käckman, tel. +358 295 50 2767
Finance Senior Officer Pertti Qvintus, tel. +358 295 50 2505
Finance Specialist Eero Karjalainen, tel. +358 295 50 2583
Finance Specialist Riikka Saaranen, tel. +358 295 50 3381
Finance Specialist Marjo Terävä, tel. +358 295 50 2538
Finance Specialist Elina Vanhanen (on work rotation)
Finance Specialist Mari Selviranta (on work rotation)
Finance Specialist Tuula Kortelammi, tel. +358 295 50 2549
Credit Service
Payment transactions, customer service
Customer service:
Telephone tel. +358 295 50 2520 (weekdays from 10 a.m. to noon)
E-mail luottopalvelu(at)statetreasury.fi
Credit Service Manager Tuija Köninki, tel. +358 295 50 2548
Credit Secretary Päivi Linsén, tel. +358 295 50 2477
Credit Secretary Tea Niemelä, tel. +358 295 59 2032
Government guarantees and special credits
Credit Manager Mirkka Luoma, tel. +358 295 50 2515
Interest subsidies and government guarantees
ASP loans, other interest subsidy loans, state guarantees
Customer service:
Telephone tel. +358 295 50 2248 (from 10 a.m. to noon)
E-mail subsidies(at)statetreasury.fi
Credit Secretary Jenny Sobott, tel. +358 295 50 2006
Credit Secretary Katariina Leskinen, tel. +358 295 50 3043
Officer Jani Kuusisto, tel. +358 295 50 2254
Senior Officer Anne-Mari Raja-aho (leave of absence)
Legal Counsel Monika Vainio (leave of absence)
Legal Counsel Reetta Auno, tel. +358 295 50 3372
Agricultural credits
Purchase price receivables, skolt loans, land improvement loans, forest improvement loans, basic drainage loans, redistribution loans
Customer service:
Telephone tel. +358 295 50 3010 (weekdays from 10 a.m. to noon)
E-mail maaseutuluotot(at)statetreasury.fi
Finance Inspector Maarit Toivettula, tel. +358 295 50 2523
Inspector Tanja Helminen, tel. +358 295 50 2029
Company loans
Credit Manager Soile Karttunen, tel. +358 295 50 3313
Credit Manager Maria-Elisa Eerikäinen (leave of absence)
Product development loans, loans for unincorporated state enterprises
Customer service:
Telephone tel. +358 295 50 2530 (weekdays from 10 a.m. to noon)
E-mail yritysluotot(at)statetreasury.fi
Collection Secretary Eija Kautto, tel. +358 295 50 2424
Finance Secretary Saana Inberg, tel. +358 295 50 2160
Inspector Hannamari Halli, tel. +358 295 50 2016