On this page you will find a list of contact details for financing and loan services grouped by services.

Please also note our service-specific customer service time and prefer email when contacting us.

Lending

Deputy Director Sanna Pälsi, tel. +358 295 50 2210
Secretary Birgitta Reinikainen, tel. +358 295 50 2395

The Lending unit can be contacted by telephone on weekdays from 10 a.m. to noon.
Fax +358 295 50 3801

Legal Affairs

Head of Legal Affairs Marika Rinnemaa, tel. +358 295 50 3371
Legal Councel Soile Karttunen, tel. +358 295 50 3313

Applications management

Application development, main administrator duties

Finance Inspector Sari-Marja Piiroinen, tel. +358 295 50 2524
Credit Specialist Maritta Rignel, tel. +358 295 50 2507
System Specialist Mirva Heiskanen, tel. +358 295 50 2025

Housing loans and credit service

Credit Manager Jari Häkkinen, tfn. 0295 50 2080

Arava loans

Guarantees, mergers, loan transfers, Arava restrictions

Customer service:
Telephone +358 295 50 3030 (weekdays from 10 a.m. to noon)
E-mail aravalainat(at)statetreasury.fi

Special financing arrangements

Financial revitalisation measures and financial arrangements for Arava rental housing communities, conversion guarantees, risk management, corporate restructuring, debt settlement, collection

Customer service:
Telephone +358 295 50 3020 (weekdays from 10 a.m. to noon)
E-mail aravalainat(at)statetreasury.fi

Credit Specialist Eeva Jäske, tel. +358 295 50 2008
Credit Specialist Tuija Käckman, tel. +358 295 50 2767
Finance Senior Officer Pertti Qvintus, tel. +358 295 50 2505
Finance Specialist Eero Karjalainen, tel. +358 295 50 2583
Finance Specialist Riikka Saaranen, tel. +358 295 50 3381
Finance Specialist Marjo Terävä, tel. +358 295 50 2538
Finance Specialist Elina Vanhanen, tel. +358 295 50 3339
Finance Specialist Mari Selviranta, tel. +358 295 50 2015
Finance Specialist Tuula Kortelammi, tel. +358 295 50 2549

Credit Service

Payment transactions, customer service

Customer service:
Telephone tel. +358 295 50 2520 (weekdays from 10 a.m. to noon)
E-mail luottopalvelu(at)statetreasury.fi

Credit Service Manager Tuija Köninki, tel. +358 295 50 2548
Credit Secretary Päivi Linsén, tel. +358 295 50 2477
Credit Secretary Tea Niemelä, tel. +358 295 59 2032

Government guarantees and special credits

Credit Manager Mirkka Luoma, tel. +358 295 50 2515

Interest subsidies and government guarantees

ASP loans, other interest subsidy loans, state guarantees

Customer service:
Telephone tel. +358 295 50 2248 (from 10 a.m. to noon)
E-mail subsidies(at)statetreasury.fi

Finance Secretary Pia Saaristo, tel. +358 295 50 2569
Credit Secretary Jenny Sobott, tel. +358 295 50 2006
Credit Secretary Katariina Leskinen, tel. +358 295 50 3043
Officer Jani Kuusisto, tel. +358 295 50 2254
Senior Officer Anne-Mari Raja-aho, tel. +358 295 50 2517
Legal Counsel Monika Vainio, tel. +358 295 50 2131
Legal Counsel Reetta Auno (leave of absence), tel. +358 295 50 3372

Company loans

Product development loans, loans for unincorporated state enterprises

Credit Manager Maria-Elisa Eerikäinen, tel. +358 295 50 2510

Customer service:
Telephone tel. +358 295 50 2530 (weekdays from 10 a.m. to noon)
E-mail yritysluotot(at)statetreasury.fi

Collection Secretary Eija Kautto, tel. +358 295 50 2424
Finance Secretary Kirsi Ranki, tel. +358 295 50 2428
Inspector Hannamari Halli, tel. +358 295 50 2016

Agricultural credits

Purchase price receivables, skolt loans, land improvement loans, forest improvement loans, basic drainage loans, redistribution loans

Customer service:
Telephone tel. +358 295 50 3010 (weekdays from 10 a.m. to noon)
E-mail maaseutuluotot(at)statetreasury.fi

Finance Inspector Maarit Toivettula, tel. +358 295 50 2523
Inspector Tanja Helminen, tel. +358 295 50 2029