On this page you will find a list of contact details for financing and loan services grouped by services.
Please also note our service-specific customer service time and prefer email when contacting us.
Lending
Deputy Director Sanna Pälsi, tel. +358 295 50 2210
Secretary Birgitta Reinikainen, tel. +358 295 50 2395
The Lending unit can be contacted by telephone on weekdays from 10 a.m. to noon.
Fax +358 295 50 3801
Legal Affairs
Head of Legal Affairs Marika Rinnemaa, tel. +358 295 50 3371
Legal Councel Soile Karttunen, tel. +358 295 50 3313
Applications management
Application development, main administrator duties
Finance Inspector Sari-Marja Piiroinen, tel. +358 295 50 2524
Credit Specialist Maritta Rignel, tel. +358 295 50 2507
System Specialist Mirva Heiskanen, tel. +358 295 50 2025
SART (reporting system for state-subsidized housing)
Telephone +358 295 50 3015
E-mail sart(at)statetreasury.fi
Housing loans and credit service
Credit Manager Jari Häkkinen, tfn. 0295 50 2080
Arava loans
Guarantees, mergers, loan transfers, Arava restrictions
Customer service:
Telephone +358 295 50 3030 (weekdays from 10 a.m. to noon)
E-mail aravalainat(at)statetreasury.fi
Finance Specialist Tuula Kortelammi, tel. +358 295 50 2549
Special financing arrangements
Financial revitalisation measures and financial arrangements for Arava rental housing communities, conversion guarantees, risk management, corporate restructuring, debt settlement, collection
Customer service:
Telephone +358 295 50 3020 (weekdays from 10 a.m. to noon)
E-mail aravalainat(at)statetreasury.fi
Credit Specialist Eeva Jäske, tel. +358 295 50 2008
Credit Specialist Tuija Käckman, tel. +358 295 50 2767
Finance Senior Officer Pertti Qvintus, tel. +358 295 50 2505
Finance Specialist Eero Karjalainen, tel. +358 295 50 2583
Finance Specialist Riikka Saaranen, tel. +358 295 50 3381
Finance Specialist Marjo Terävä, tel. +358 295 50 2538
Finance Specialist Elina Vanhanen, tel. +358 295 50 3339
Finance Specialist Mari Selviranta, tel. +358 295 50 2015
Credit Service
Payment transactions, customer service
Customer service:
Telephone tel. +358 295 50 2520 (weekdays from 10 a.m. to noon)
E-mail luottopalvelu(at)statetreasury.fi
Credit Service Manager Tuija Köninki, tel. +358 295 50 2548
Credit Secretary Päivi Linsén, tel. +358 295 50 2477
Credit Secretary Tea Niemelä, tel. +358 295 59 2032
Government guarantees and special credits
Credit Manager Mirkka Luoma, tel. +358 295 50 2515
Interest subsidies and government guarantees
ASP loans, other interest subsidy loans, state guarantees
Customer service:
Telephone tel. +358 295 50 2248 (from 10 a.m. to noon)
E-mail subsidies(at)statetreasury.fi
Legal Counsel Reetta Auno (leave of absence), tel. +358 295 50 3372
Finance Specialist Maria-Elisa Eerikäinen, tel. +358 295 50 2510
Credit Secretary Katariina Leskinen, tel. +358 295 50 3043
Senior Officer Anne-Mari Raja-aho, tel. +358 295 50 2517
Finance Secretary Pia Saaristo, tel. +358 295 50 2569
Legal Counsel Monika Vainio, tel. +358 295 50 2131
Credit Secretary Jenny Sobott, tel. +358 295 50 2006
Company loans
Product development loans, loans for unincorporated state enterprises
Customer service:
Telephone tel. +358 295 50 2530 (weekdays from 10 a.m. to noon)
E-mail yritysluotot(at)statetreasury.fi
Collection Secretary Eija Kautto, tel. +358 295 50 2424
Finance Secretary Kirsi Ranki, tel. +358 295 50 2428
Inspector Hannamari Halli, tel. +358 295 50 2016
Agricultural credits
Purchase price receivables, skolt loans, land improvement loans, forest improvement loans, basic drainage loans, redistribution loans
Customer service:
Telephone tel. +358 295 50 3010 (weekdays from 10 a.m. to noon)
E-mail maaseutuluotot(at)statetreasury.fi
Finance Inspector Maarit Toivettula, tel. +358 295 50 2523
Inspector Tanja Helminen, tel. +358 295 50 2029