On this page you will find a list of contact details for financing and loan services grouped by services. Please also note our service-specific customer service time.

Lending

Deputy Director Sanna Pälsi, tel. +358 295 50 2210
Secretary Birgitta Reinikainen, tel. +358 295 50 2395
Compliance Manager Marika Rinnemaa, tel. +358 295 50 3371

The Lending unit can be contacted by telephone on weekdays from 10 a.m. to 3 p.m.
Fax +358 295 50 3801

Applications management

Application development, main administrator duties

Finance Inspector Sari-Marja Piiroinen, tel. +358 295 50 2524
Credit Specialist Maritta Rignel, tel. +358 295 50 2507

SART (reporting system for state-subsidized housing)
Telephone +358 295 50 3015
E-mail sart(at)statetreasury.fi

Housing loans and credit service

Credit Manager Jari Häkkinen, tfn. 0295 50 2080

Arava loans

Guarantees, mergers, loan transfers, Arava restrictions

Customer service:
Telephone +358 295 50 3030 (weekdays from 10 a.m. to 3 p.m.)
E-mail aravalainat(at)statetreasury.fi

Finance Specialist Tuula Kortelammi, tel. +358 295 50 2549
Legal Counsel Annukka Riihelä, tel. +358 295 50 3348

Special financing arrangements

Financial revitalisation measures and financial arrangements for Arava rental housing communities, conversion guarantees, risk management, corporate restructuring, debt settlement, collection

Customer service:
Telephone +358 295 50 3020 (weekdays from 10 a.m. to 3 p.m.)
E-mail erityisrahoitusjarjestelyt(at)statetreasury.fi

Credit Specialist Eeva Jäske, tel. +358 295 50 2008
Credit Specialist Tuija Käckman, tel. +358 295 50 2767
Finance Senior Officer Pertti Qvintus, tel. +358 295 50 2505
Finance Specialist Eero Karjalainen, tel. +358 295 50 2583
Finance Specialist Riikka Saaranen, tel. +358 295 50 3381
Finance Specialist Marjo Terävä, tel. +358 295 50 2538
Finance Specialist Elina Vanhanen, tel. +358 295 50 3339
Finance Specialist Mari Selviranta, tel. +358 295 50 2015

Credit Service

Payment transactions, customer service

Customer service:
Telephone tel. +358 295 50 2520 (weekdays from 10 a.m. to 3 p.m.)
E-mail luottopalvelu(at)statetreasury.fi

Credit Service Manager Tuija Köninki, tel. +358 295 50 2548
Credit Secretary Päivi Linsén, tel. +358 295 50 2477
Credit Service Secretary Sirpa Tikkanen, tel. +358 295 50 2429

State guarantees and special credits

Credit Manager Mirkka Luoma, tel. +358 295 50 2515

Interest subsidies and state guarantees

ASP loans, other interest subsidy loans, state guarantees

Customer service:
Telephone tel. +358 295 50 2248 (from 10 a.m. to noon)
E-mail subsidies(at)statetreasury.fi

Legal Counsel Reetta Auno (on a leave of absence)
Finance Adviser Anitta Kabanow, tel. +358 295 50 2555
Finance Specialist Maria-Elisa Eerikäinen, tel. +358 295 50 2510
Credit Secretary Katariina Leskinen, tel. +358 295 50 3043
Senior Officer Anne-Mari Raja-aho, tel. +358 295 50 2517
Finance Secretary Pia Saaristo, tel. +358 295 50 2569
Inspector Monika Vainio, tel. +358 29 550 2131

Company loans

Product development loans, loans for unincorporated state enterprises

Customer service:
Telephone tel. +358 295 50 2530 (weekdays from 10 a.m. to 3 p.m.)
E-mail yritysluotot(at)statetreasury.fi

Collection Secretary Eija Kautto, tel. +358 295 50 2424
Finance Secretary Kirsi Ranki, tel. +358 295 50 2428
Inspector Hannamari Strand, tel. +358 295 50 2016

Agricultural credits

Purchase price receivables, skolt loans, land improvement loans, forest improvement loans, basic drainage loans, redistribution loans

Customer service:
Telephone tel. +358 295 50 3010 (weekdays from 10 a.m. to 3 p.m.)
E-mail maaseutuluotot(at)statetreasury.fi

Finance Inspector Maarit Toivettula, tel. +358 295 50 2523