A guarantee fee for the government guarantee is charged in connection with raising the loan or the first instalment of the loan. The fee is 2.5 per cent of the amount of the government guarantee. The government shall charge the guarantee fee via the bank.
No guarantee fee is charged for ASP interest subsidy loans.
An example of the guarantee fee:
| Purchase price of the apartment | €100,000 |
| Home ownership loan (85% of the purchase price) | €85,000 |
| Amount of the government guarantee (up to 20% of the amount of the loan) | €17,000 |
| Guarantee fee (2.5% x €17,000) | €425 |