If you buy an apartment in a housing company, whose articles of association contain a redemption clause, you cannot pay the sale price of the apartment, or parts of it, paid at the time of the trade with ASP savings or the ASP loan. The sale price must be paid using other own funds or some other type of interim loan. You must, however, agree on final ASP funding and any state guarantees at the time of the sale. Once you have determined that the redemption clause has not been exercised, the funds in the ASP account are used to pay the purchase price, any interim loans are repaid and the ASP loan is raised. If you have used other own funds to pay the sale price, you cannot use them towards the ASP loan. They can, however, be included in the 10 per cent required savings. If the redemption clause is exercised, the trade is cancelled. However, you can continue saving if you have not withdrawn any funds from the ASP account or the ASP loan.